Scope of cover
This policy covers damage occurring from 45 days after the transplant date up to and including the 6th day after the birth due to:
- stillbirth or defect
- permanent disability of your foal resulting from sickness, accident or lameness
- fire
- rejection of the foetus
This insurance is not available for draft horses.
Compensation
The compensation is 100% of the insured value of the embryo.
In the case of a twin pregnancy, no compensation is paid if either of the foals is stillborn or deformed or is permanently disabled and/or dies within six days after the birth.
If at the start of the policy a recent pregnancy declaration is not issued by your vet based on the palpation of your mare, we will not make any payment in the event of the non-pregnancy of your mare. Please read the conditions of the embryo policy for a complete description of the cover.
Premium
The premium for this policy is 10% of the insured value of your unborn foal. You pay one single premium for the entire duration of this policy.
The insured value is calculated on the basis of the stud fees that you can increase by up to 2.5 times, with a maximum of €4.500,-.
Applying for insurance
The following are required when requesting this policy:
Additional possibilities
If you wish to continue to insure the foal after the birth, you can indicate this by means of the birth declaration.