Hippo Zorg > Basisverzekeringen

Basic policies

The basic policy offers compensation in the event of the sudden death of your horse.

You can add the risk of permanent disability.

What types of basic insurance are available?

There are six types of basic insurance, which cover progressively higher risks:

What is always insured?

Sudden death and emergency destruction due to the following risks are covered by all basic policies:

during transport
colic
accident
after straying from stable or pasture
drowning
fire
lightning
malicious intent of third parties
castration risk of 1- and 2-year-old stallions with normally developed sexual organs

The table below shows which basic policy covers the other risks.

Nature of event	Death	Surgery	Comfort	Death-Accident	ODA	Comprehensive
Sudden death or emergency destruction
Castration risk of 1- and 2-year-old stallions with normally developed sexual organs
Permanent disability resulting from accident
Permanent disability resulting from sickness
Permanent infertility of mare after birth or miscarriage or due to sickness or accident
Permanent disability resulting from lameness
Costs of veterinary care due to an accident, sickness or lameness

Important note!
When you take out a supplementary sickness insurance it covers the same risks as under the basic policy.
This means that if you decide not to include lameness under the basic policy, the costs of any examinations or treatment relating thereto cannot be insured, whatever your choice of sickness insurance.

From the time when your horse reaches the age of 20 years, the current basic policy is changed to accident insurance. Any supplementary sickness insurance will therefore be terminated. Furthermore, in most cases the insured value will thereby be reduced.
You will in all cases receive written notice from us before this change comes into effect.

For more information about the different basic policies, select the policy of your choice from the menu on the left.