Scope of cover
This policy covers damage caused by:
- sudden death
- emergency destruction
- permanent disability resulting from an accident
- permanent disability resulting from sickness
- castration risk of 1- and 2-year-old stallions with normally developed sexual organs
- permanent infertility of mare after birth or miscarriage or resulting from sickness or accident
- fire
Important note: This policy does not cover permanent disability resulting from lameness!
Compensation
We pay the following compensation:
- 100% of the insured value in sudden death, emergency destruction or fire
- 90% of the insured value for permanent disability resulting from accident, sickness, permanent infertility or as a result of the castration
Premium
The premium is calculated as a percentage of the insured value of your horse.
The table below shows the annual premiums exclusive of costs and insurance tax. Please use the Hippo Zorg Wizard for a personal premium calculation.
| Type of horse |
Horse/Pony |
Draft horse |
| % of the insured value |
5,00% |
6,75% |
From the year in which the horse reaches the age of 15 years, a premium surcharge applies of 1% per annum.
The minimum premium is €30,- per annum. If the insured value exceeds € 50.000,- we offer a premium rate on request. Click here to request a quote.
Applying for insurance
The following are required when requesting this policy:
- A completed and signed application form
- Insured value up to € 15.000,-: examination by our inspector
- Insured value from € 15.001,- up to € 25.000,-: a health declaration (max. 6 weeks old) from your vet
- Insured value from € 25.001: a clinical examination report (max. 6 weeks old)
Additional possibilities
This policy can be supplemented by: